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Monte Carlo Simulator

Path to Income

Your financial life, simulated 10,000 times.

This models the compounding path — steady contributions, market returns, and time. It shows a range of simulated futures, not a prediction. Other paths to wealth (business, property, windfalls) can't be meaningfully simulated — think of this as your baseline, not your ceiling. Real life includes taxes, fees, inflation, and events no model captures.

Your Inputs

$
$

Target capital: $600K

$
Expected Annual Return
7%
2%12%
Annual Volatility

How much returns swing year to year

15%
5%25%
Withdrawal Yield Assumption

Target capital = (monthly income × 12) ÷ yield

4%
3%8%