Monte Carlo Simulator
Path to Income
Your financial life, simulated 10,000 times.
This models the compounding path — steady contributions, market returns, and time. It shows a range of simulated futures, not a prediction. Other paths to wealth (business, property, windfalls) can't be meaningfully simulated — think of this as your baseline, not your ceiling. Real life includes taxes, fees, inflation, and events no model captures.
Your Inputs
$
$
Target capital: $600K
$
Expected Annual Return
7%2%12%
Annual Volatility
15%How much returns swing year to year
5%25%
Withdrawal Yield Assumption
4%Target capital = (monthly income × 12) ÷ yield
3%8%